TRUST A KNOWLEDGEABLE TEAM OF ADVISORS

COST REDUCTION
We provide market research to assist in locating the best available programs at the most competitive cost. We identify and qualify brokers and direct writers with the best market access to create competition.

YOUR TRUSTED TEAM
We are an outsourced expense reduction company whose primary focus is reducing cost on your worker’s compensation programs and business package policies. We are your trusted advisory team.

PROVEN SUCCESS
We have provided our clients with proven cost reduction services since 1991. Our unique methods and process have worked in all types of industries. With our proven success you can’t go wrong.
WHY DO YOU NEED OUR HELP? JUST A FEW OF THE MANY BARRIERS PLACED IN FRONT OF YOU

Hidden Broker Fees
Although brokers must disclose their commissions, often more fees are hidden in the policy. Plus, brokers can receive “bonus” compensation from the insurance provider.

Excess Commissions
Insurance companies offer brokers a “bonus commission” for meeting quotas. As a result, there’s an incentive to suggest a company that may not be the best option for the client.

Misaligned Compensation
Brokers are not directly incentivized to give you the best deal possible. Typically, the more you pay, the more they make. What’s their incentive to lower your cost?

Misplaced Trust
Don’t get us wrong, insurance brokers are great people. We love working with them. But, we help remove the discomfort of questioning whether they’re doing the best they can for you.

False "Best Offer"
A broker may tell you they have given you the best offer they can, but more often than not, we are able to get a better offer from your existing broker.

Low Quality Specifications
The details that go into your specification that’s sent to insurance companies for quotes are key. Well-written arguments often help lower your quotes.

Wrong Market Access Point
Not all brokers are created equal in the eyes of an insurance company. Insurance companies give discounted rates to their biggest brokers. There is no one broker that is the biggest client of all insurance companies. We submit your bids to the brokers that can get the right discounts for you.

Manufactured Alternative Quotes
Brokers may provide a seemingly detailed list of quotes. Unfortunately, many times these alternative quotes were poorly executed on purpose and result in declinations. Brokers can use their marketing list to help sell you on the quote they want you to take, but it may not be the most transparent representation of the insurance market.

Market Blocking
Some brokers submit incomplete or weak applications to insurance providers in an attempt to block other brokers from receiving a quote from that provider. We can monitor submissions to prevent this practice from harming your bottom line.